Customize Credit Card
I just saw an advertising from ANZ Bank in SBS TV program. Its about Customize Credit card with your own image or design. Very interesting marketing idea to attract people to sign up with this credit card. Because people always like something which they can customize by them self to suit their taste.
This is what it said in their website :
You can now design your ANZ First or ANZ Access card with an image of your choice. So whether it’s a photo, design or drawing, the way your card looks is up to you. Just upload your favourite photo or design – you can even choose an image from our library.* You don’t need to be an ANZ customer to apply.
and here are the key feature of anz credit card:
- Low annual account fee of $30.
- Visa card acceptance at over 24 million locations worldwide.
- Low 7.99% p.a** balance transfer rate for the first six months.
- Up to 44 days interest free credit on purchases.
- Extended Warranty Insurance and 90-day Purchase Security Insurance#
- Online guarantee
I might try to apply and create my own design using my own photo, but the thing is i got 2 credit cards already. Anyway, its an interesting and smart marketing idea in my opinion , in the very competitive market to grab some customer with this added value.
Here are some example of the customized card :
Money magazine subscription
Finally I got my first money magazines October edition. I have been thinking to subscribe to money magazines since 6 months ago, but always forget to subscribe until last month i got the chance to subscribe from magshop. It cost me $55/year for 11 issues. Compare if i buy it from retailer shop per issue gonna cost me $6.50, so if i work it out, it save me $16.50 for 11 issues. For you who don’t know what is money magazines, Money Magazine is a credible, entertaining source of information and ideas on personal finance. And here is money magazine October edition highlights :
- Cut your costs, save $33,000 on your mortgage, car and holiday loans
- Money TV special - tips and traps revealed
- Special report - home loan discounts
And also on October 2 there is a special show on channel 9 money tv special. I’m not really sure if this show gonna be there every week or monthly show. But if you miss that show, you can find the summary in the money magazine october edition as well.
Ebay Drop-Off shop
One of the hottest trend in the business industry and franchise opportunity in 2006 is a ebay drop-off shop. It has been a booming and success in us market, and now its started to become a trend in Australia as well.
So what is ebay drop off shop?
Its basically, a shop where people can drop off their item so it can be sold on ebay. So the shop act as a middle man here to help people to sell their item on ebay. eBay drop-off stores also handle the entire selling process. They photograph the items, create effective eBay listings, monitor eBay auctions, process payments, package and ship the items to the winning bidder, then they send a check to the user once they sell the item. They have the selling expertise necessary to get the maximum value out of the items and user don’t have to do any of the work.
How Ebay Drop-off store earn money?
Ebay Drop-off store charge user per item for the listing fee. And there will be another commission will be charge once the items is sold. The commission can be around 25%-40%, depends on the shops commission structure.
So, can Ebay Drop-off store really make money?
From what i can see, the most expensive expenses here is only for the shop rental. But the problem is the shop should be opened on the place where is crowded of people such as shopping mall. As you know the rental fee must be very expensive. so its quite hard to earn a lot of money at the beginning. If you really want to do this business idea, then there is one way to make it really works, by setup the franchise for other people, and you charge them the fee and also commission around 5% per sale.
Top 40 Richest Indonesians
FORBES ASIA’s kickoff list of the 40 richest Indonesians reveals the emerging nation’s biggest asset: its people. Indonesia is the fourth-most-populous country in the world, with 230 million folks who call its 17,500 islands home. As a result, more than half of Indonesia’s Rich Listers made their fortunes catering to the mass market. Billionaires Rachman Halim, R. Budi Hartono and Putera Sampoerna all rank in the top five and made their fortunes selling kreteks, the cigarettes that contain a combination of cloves and tobacco. Indonesia’s top real estate mogul, Trihatma Haliman, amassed $900 million selling apartments throughout Jakarta. Then there are the consumer goods that are household names in Indonesia: Wing Biru laundry detergent, sold by Eddy William Katuari’s Wings Group; Indomie instant noodles from Liem Sioe Liong’s Indofood; and Soegiharto Sosrodjojo’s Teh Botol Sosro tea, a top-selling bottled beverage.
You can find the full list from forbes.com
Australia Property Buyer’s guide
Thinking about buying a propert in sydney? Well.. i suggest you to read this tips first.
-Shop around for a mortgage, but consider more than just interest rates. Redraw facilities and the ability to make extra repayments can save money.
-Find out if you are eligible for the Government’s $7,000 First Home Owner Grant by visiting www.firsthome.gov.au
-Obtain details of recent sales in your chosen suburb from the Home Price Guide by visiting domain.com.au or call 1800 817 616.
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